Author Archives: bankelele

CBA Launches Loop Banking

#unbankyourself

The 54-year-old bank continued the journey it started in 2006 with mobile payments (when they helped design, test and support m-pesa) and extended in 2012 with the launch of m-shwari, with another new chapter today.

The launch of Loop extends the transformation of CBA to a digital bank. removed paper. Loop creates a virtual cycle, a digital financial service that combines payments, savings, insurance, credit – into one solution. The account can be opened on a phone app or website, with no paper forms to be filled. Features of the accounts are the Loop app, Loop store, and Loop card – and combined, these enable access to Loop products.

Account owners get access access loans and overdrafts, as well as savings, budget and networking tools to help them grow their net worth and meet their financial goals. The Loop app also helps them control and analyze their spending in support of their financial goals.

The primary target is 20 – 34-year-old entrepreneurs, followed by 35+-year-old established bank customers. One can open a Loop account right on the app or website, and there are six Loop centers (Sarit, in Nairobi CBD, Yaya, Buru Buru, Rongai, and Garden City)

In reading the terms and conditions (T&C’s):

  • Loop is an electronic-only account, and customers won’t get served at CBA branches. This is similar to M-shwari.
  • Agreeing to the T&C’s also grant the bank the right to access a user’s mobile money information from telco’s.
  • To get finance, loan insurance from CBA (from death & disability) is mandatory.
  • A debit card (not a credit card) is provided, which can be loaded, can be used to deposit and withdraw cash at an ATM.
  • Account holders can also sign up for CBA investment products that range from between 3 to 12 months.
  • Any disputes that can’t be settled with bank staff, can only go to mutual arbitration (not a court).

The launch had a nice panel discussion that highlighted the disconnect between bankers and entrepreneurs. 

Idea Exchange: Blog, Fintech, Food, scholarships, SGR, Bellagio, Uber opportunities

Africa Food Prize: The preeminent award that recognizes outstanding individuals or institutions that are leading the effort to change the reality of farming in Africa from a struggle to survive to a business that thrives. Now in its second year, the US $100,000 prize celebrates Africans who are taking control of Africa’s agriculture agenda. It puts a bright spotlight on bold initiatives and technical innovations that can be replicated across the continent to create a new era of food security and economic opportunity for all Africans. The Africa Food Prize began as the Yara Prize, and was established in 2005 by Yara International ASA in Norway to honor achievements in African agriculture. The deadline for nominations is 05 June 2017 and the winner will be unveiled at a high-profile gala dinner at the African Green Revolution Forum (AGRF), 4-8 September 2017 in Abidjan, Cote d’Ivoire.

ACF is an innovative US$7 million financial support mechanism designed to provide local power project developers and originators with project development support, technical experience, expertise and funding required to bring their renewable energy projects to life. Now in its third year,  ACF 2017 is a financial support mechanism designed to provide local developers and entrepreneurs with the technical expertise and funding required to bring their renewable energy projects to life edit

BAKE Awards:  Since 2012, the Bloggers Association of Kenya (BAKE) Awards first run in 2012, has recognized and awarded exceptional Kenyan bloggers in different categories every year. You can now submit your blog, or even a blog you like, in the BAKE Awards 2017., in 22 different categtors including technology, photography, creative writing, business food, governance , best new blog, corporate sports, travel etc. Deadline is 10th March

BBC: Komla Dumor Award 2017: The BBC is seeking a future star of African journalism for the BBC World News Komla Dumor Award, now in its third year.Journalists from across the continent are invited to apply for the award, which aims to uncover and promote fresh talent from Africa.The winner will spend three months at the BBC headquarters in London, gaining skills and experience. Applications close on 15th March 2017 at 23:59 GMT.

British Institute in Eastern Africa (BIEA):  The (GIGA) Institute of African Affairs (IAA) is looking to fund a limited number of research projects by doctoral students and early career researchers in economics, political science or other social sciences based at research institutions in sub-Saharan Africa, in particular in South Africa.edit

Centum 2017 graduate program runs from 10th to 31st  March 2017 edit

Citi Tech For integrity Challenge:  Citi and its Allies are proud to present the Citi® Tech for Integrity Challenge (T4I), a global initiative to invite and encourage technology innovators from around the world to create solutions to help public sector entities increase transparency and promote integrity. Tech innovators can now apply to the challenge by submitting an application form and one-page document explaining their solutions. Applications are reviewed by Citi and allies for the Accelerator program. edit

EcobankFintech: Developers, programmers and fintech innovators all over Africa are joining forces with Ecobank, the continent’s biggest banking ecosystem to transform finance through technology and innovation. Ecobank is challenging Africa’s new generation of entrepreneurs to find lasting solutions to the continent’s most pressing banking issues. Submit entries in one or more of our key areas of interest for your Chance to win up to $500,000 funding. Deadline 14th April.

EJEA III – The 2017 edition of the Energy Journalism Excellence Awards competition is open to Kenyan based professionals, those directly employed or freelancers, reporting about Kenya through print, broadcast or digital media. edit

Google: If you’re in Kenya, Nigeria and South Africa (for Africa), apply now to Launchpad Accelerator.  Apply here by 9 April 24, 2017 for training at Google HQ (that) includes intensive mentoring from 20+ Google teams, and expert mentors from top technology companies and VCs in Silicon Valley. Participants receive equity-free support, credits for Google products, PR support and continue to work closely with Google back in their home country during the 6-month program.

GrowthAfrica is looking for ambitious, committed and innovative entrepreneurs in Kenya and Uganda to be part of GrowthAfrica’s Accelerator Programme. The program will equip participating entrepreneurs with skills and knowledge on business and growth strategies, business models, and access to investments. The programmes will be led by experienced facilitators who are carefully selected from GrowthAfrica’s vast pool of industry specialists, who understand the dynamics of running a business and can provide valuable insights to the selected entrepreneurs. The application deadline for Kenya and Uganda is March 12th at midnight 2017.

IFC: Offers a wide variety of financial products for private sector projects in developing countries. To be eligible for IFC funding, the project must: be located in a developing country that is a member of IFC;Be in the private sector; Be technically sound;Have good prospects of being profitable; Benefit the local economy. Also IFC does not lend directly to micro, small, and medium enterprises or individual entrepreneurs, but many of our investment clients are financial intermediaries that on-lend to smaller businesses.

IFRA-Nairobi is offering fieldwork grants to masters and doctoral students to conduct their research in 2017 in one of the five East African countries covered by the Institute: Kenya, Uganda, Tanzania, Burundi and Rwanda.IFRA’s main research themes include: political dynamics, culture and society, economy and land issues. The following topics are IFRA’s priority areas: Elections in Kenya (2017) : mobilization, devolution, culture & technologies, Violence & security : police violence, daily security practices, Informal trade and rural-urban linkages, Social inequalities, morality and authority. edit

Interswitch Group: Pan-African payments company Interswitch Group has announced the extension of a US$10 million ‘ePayment Growth Fund’ (KSH 1 Billion) to East Africa.  The company is looking to collaborate with African entrepreneurs and startups that are developing innovative products that empower Africans to participate in emerging payment ecosystems. The fund is open to any African startup at growth stage that has come up with disruptive concepts within the digital commerce payments industry in Africa. edit 

Mbugua Rosemary Foundation – Young Entrepreneurship Program: The Foundation selects and supports a group of extraordinary emerging-market entrepreneurs who have the potential to transform themselves and their communities through an in-depth training program. It is a resourceful set of classes designed specifically to help you develop a solid plan and learn what it takes to build a thriving business. This program also aims to nurture creativity and develop the participants into socially responsible business leaders and entrepreneurs to support the local economy. The individuals selected will have a strong and viable start-up idea or a business that has been running for a maximum of 3 years. edit

Orange: Call for candidates for the 7th Orange Social Venture Prize in Africa and the Middle East. The OSVPAM will be awarded to innovative projects which make use of information and communication technologies to improve living conditions for the peoples of Africa and the Middle East in fields such as health, finance, education and agriculture. In addition to national prizes, the three international winners will receive 25,000 euros, 15,000 euros and 10,000 euros respectively, along with support from professionals in start-up creation and funding.OSVPAM is open to any student, employee or entrepreneur over the age of 21 whose initiative is less than 3 years old and who lives in Botswana, Cameroon, Côte d’Ivoire, Egypt, Guinea-Bissau, Guinea-Conakry, Madagascar, Mali, Morocco, Niger, the Central African Republic, the Democratic Republic of the Congo, Senegal, Tunisia, Jordan, Liberia or Burkina Faso.

(The) Pulitzer Center on Crisis Reporting, is seeking applications for data-driven journalism projects related to land rights and property rights..We are seeking data-driven stories that utilize the tools of the trade—satellite imagery, 360° cameras, drones, sensors, data visualizations, and interactive maps/graphics ..They will award three grants for a total of $75,000. Apply by May 1, 2017. edit

Rockefeller Foundation BellagioCenter 2017/2018 Academic Writing Residency Program. The Rockefeller Foundation Bellagio Center, through a combination of conferences and residency programs, supports the work of scholars, artists, thought leaders, policymakers, and practitioners who share in the Foundation’s pioneering mission to “promote the well-being of humanity around the world. The Academic Writing residency is for university and think tank-based academics, researchers, professors, and scientists working in any discipline.Successful applicants will demonstrate decades of significant professional contributions to their field or show evidence of being on a strong upward trajectory for those earlier in their careers. Applications are available on the online application portal along with detailed instructions and further information on applying to the Bellagio Residency Program http://www.opportunitiesforafricans.com/rockefeller-foundation-bellagio-center-20172018-academic-writing-residency-program/. Application Deadline: May 1, 2017

Sage: The Sage Foundation launches $1 million Enterprise Fund to inspire innovation and change in Africa. The new $1 million fund is open to non-profits in Africa with enterprising ideas to help improve the lives of military veterans, young people or women and girls. The $1 million will be split between two rounds of $500,000; with the second round ready for release in July 2017. Applications for the first round are open until April 5; grants between $5,000 and $35,000 will then be awarded to successful applicants.

SGR Photography Competition: China Roads and Bridges Corporation (CRBC) presents SGR photography competition, the 2017 edition, an artistic project to nurture creativity and use photography to tell stories.

Stanford Seed Transformation Program:  The Stanford Seed Transformation Program is a 12-month, intensive leadership program for established business leaders which includes four, week-long immersive sessions spread over a six month period. Designed specifically for business owners, the program is delivered in-country (Nairobi, Kenya) and led by Stanford Graduate School of Business faculty. The ultimate goal: to create a detailed action plan to help you grow and scale your company. Take advantage of a world-class curriculum from Stanford GSB and the innovative thinking that has shaped some of the most successful companies in Silicon Valley. Target is founders and senior leaders of for-profit companies, across all industries, with annual revenues between US$150,000 and USD $15 million and that are headquartered, legally registered, and currently operating within East Africa.

WCSJ News Thanks to generous support from foundations, science and media organizations, and individual donors, WCSJ2017 is excited to offer travel fellowships for professional and student attendees from the U.S. and abroad. These fellowships are intended to enable those who otherwise could not attend to join us for the conference in San Francisco, October 26-30, 2017. The grants will provide full or partial support to cover economy airfare, accommodation for the duration of the conference, and reasonable ground transport, up to a maximum amount based on the traveler’s location and circumstances. Fellowship recipients will receive complimentary meeting registration.

World Food Programme Innovation Accelerator: The United Nation’s World Food Programme (WFP) and Singularity University have teamed up to launch the [on/su.org/foodgic]Global Impact Challenge – Food in Emergencies, a contest open to social innovators and entrepreneurs worldwide keen of solving the issue of providing sustainable sources of food in emergencies. The challenge runs over about two months, since the official launch by the Executive Director in Davos at the World Economic Forum last month until the 10th March. Apply for the 2017 Global Impact Challenge

Yale University initiatives support African students:  The path to a university education in the United States has become smoother for African school kids thanks to the introduction of Yale University’s Young African Scholars Program (YYAS).The idea of the program to help talented secondary school pupils in Africa discover academic opportunities in the U.S. came from African undergraduates studying at Yale. In partnership with the HigherLife Foundation and Yale University, YYAS is free of charge to participating pupils and the application is open until March 16, 2017. http://www.your-bizbook.com/en/Club-Africa-News/yale-university-initiatives-support-african-students

Recent Ones (Now Closed)

Andela: Every month we receive applications from talented aspiring developers interested in joining the Andela Fellowship Program. In 2016 alone, we hired 70 developers in Kenya, 30.5% of whom were female. You may be asking, with such great success why an all female cohort? Why an all female cohort? Having an all female cohort encourages women to venture into tech as it counters the narrative that tech is a male dominated field. The only requirements are that the candidate is female, hardworking, detail oriented and has a passion for technology. The application submission deadline is February 15, 2017. Applications are at http://bit.ly/AndelaCohortXVI

Blackbox  The Blackbox Connect Female Founders Edition is an exclusive cycle for high potential female entrepreneurs. The target is to bring at least 17 female founders to the Silicon Valley for a two week immersion program where they will have the opportunity to live and collaborate with like-minded entrepreneurs from all around the world and take part in an intense agenda of meetings and workshops with entrepreneurs, investors, experts and executives. The Blackbox Connect, Female Founders Edition is powered by Google for Entrepreneurs The application is officially LIVE and will be open until March 8, so get those nominations finalized as soon as possible!

Tony Elumelu Foundation (TEF):  Africa’s largest business incubator is now accepting applications from African entrepreneurs, with business ideas that can transform Africa. Successful applicants will join the third cycle of the TEF Entrepreneurship Programme, TEF’s 10-year, $100 million commitment to train, mentor and fund 10,000 African entrepreneurs in every African country. Since inception in 2015, the Programme has assisted nearly 2,000 entrepreneurs and created hundreds of jobs across the continent.

#UberPITCH Powered By Mettā:  Uber and Mettā in conjunction with Nairobi Innovation Week are giving entrepreneurs a chance of a lifetime. We’re giving you the opportunity to have your ideas heard. On March 6, startup heroes, CEOs and investors will listen to your ideas, all in the back of an Uber through #UberPITCH powered by Mettā Nairobi and the rides won’t cost a thing. The theme of this year’s UberPITCH powered by Mettā will be ‘Innovation to solve pressing local and global challenges’. The top teams will be invited for a special event with some of Kenya’s leading investors and business leaders. Find out more and submit your application → http://t.uber.com/pitch254 We are teaming up with Uber during Nairobi Innovation Week 2017 to give entrepreneurs the chance of a lifetime! On March 6, request an UberPITCH and pitch your idea to an investor. For more information, visit t.uber.com/pitch254

 

Nairobi Stockbrokers Take a Bath

Last week saw the release of financial results of SBG Securities (formerly CFC Stanbic Financial Services/CSFS). They are the first stockbroker (they are actually licensed as an Investment Bank) to release their 2016 results and this was done along with the release of the results of Stanbic Bank and their common parent – Stanbic Holdings.

At SBG Securities, revenue dropped from Kshs 599 to Kshs 294 million. This was mainly due to stockbrokerage commissions which reduced from Kshs 399 to Kshs 223 million. Expenses were largely unchanged except for salaries that went down from Kshs 183 to 142 million.

SBG’s pre-tax profit for the year was Kshs 3 million, which was substantially down from Kshs 277 million in 2015. Their balance sheet also reduced down from Kshs 1 billion to 648 million. SBG is the number 3 stockbroker in Kenya with 13.8% share, and in
2015, SBG was second in brokerage commission behind Kestrel Capital.

In a notice sent to clients, they reported that turnover at the Nairobi Securities Exchange for the year was Kshs 294 billion compared to Kshs 419 billion in 2015. Also, that market weakness is expected to continue in 2017. But they added:

A new year always starts on a high with each of us drafting our investment/ financial resolutions. As the year progresses, so do our plans and at times they don’t necessarily materialize. 2017 can be the year that you fulfill your investment resolutions by investing in shares listed on the Nairobi Securities Exchange. Whilst the market has hit an 8-year low, we believe this is the time to invest.

Fintech Moment in East Africa: AmEx FT Pesalink Bitcoin

Recent events in the fintech (financial technology) payment space in East Africa.

Banks

  • The Kenya Bankers Association (KBA) unveiled Pesalink, a digital payments platform that is expected to cut the cost of transactions and transform the way consumers interact with their banks. Pesalink is a fully owned subsidiary of KBA and it will enable customers to make payments between banks in real-time, around the clock, without having to go through intermediaries. It has been approved at Standard Chartered, Co-Operative, Barclays, Commercial Bank of Africa, I&M, Diamond Trust, Gulf African, Guardian, Victoria, Credit, Prime and Middle East banks…“RT @alykhansatchu: .@HabilOlaka says @KenyaBankers will be targeting payments that exceed M-Pesa’s maximum transaction of ($675)”
  • Cooperative Bank: Is a demonstration that the how banks ar moving in the technology space. Kenya’s 3rd bank has adapted to their customers embrace and they enable more customers to use alternative channels for transactions.  They had a valentines’ week promotion to highlight and encourage customers to use alternative channels such as MCo-op Cash (get a loan straight from ones’ phone  at 1.16%  per month and send money to other MCo-op users for free) or at a Co-op Kwa Jirani agent (deposit cash into someone’s Co-op Account for FREE at a Co-op Kwa Jirani agent) or Co-Op cards.
  • KCB will unveil it’s fintech future – a strategy based on a digital finance  in Q2 of 2017
  • Another is EcoBank which launched a new mobile app which integrates Masterpass QR, a mobile payment solution from MasterCard.  It enables customers to send and receive money instantly across 32 other African countries.

Government

  • National Bank has launched cashlite payment solutions suite for county governments, Ministries, Government Agencies, and Departments. The bank has provided a variety of options for payments including mobile money, smart cards, and e-wallet and cash options, aligned with the continuing growth of mobile technology as well as consumers’ expectations for convenient mobile and online payments.
  • Strathmore University has supplied Busia county government with a revenue collection systems called CountyPro® with which the government hopes to grow revenue by 300%. It caters for all the unstructured county revenue sources including parking, market cess and trailer parking.
  • Mastercard is the technology partner for the Huduma Card in Kenya enabling payments for government services.  It is being issued by Commercial Bank of Africa, Diamond Trust, Equity, and Kenya Commercial banks. Kenyans will be able to pay for an array of enrolled Government services such as the National Hospital Insurance Fund (NHIF), National Social Security Fund (NSSF) amongst others. 

Cards

  • mVisa will soon be in 10 countries as Visa expands its QR payment service for safe and easy mobile payments in emerging markets. It is already live in India, Kenya (started with Family Bank) and Rwanda, and will soon be available to merchants and consumers in Egypt, Ghana, Indonesia, Kazakhstan, Nigeria, Pakistan, and Vietnam.. (mVisa) allows consumers to use their mobile phones to make cashless purchases at merchant outlets, pay bills remotely and even send money to friends and family members by securely linking their Visa debit, credit or prepaid account to the mVisa application. Also any bank’s mVisa customer – regardless of where they bank – can transact on any mVisa merchant and merchants do not need to invest in POS infrastructure. Visa has partnered with Co-Operative, Family, KCB, and NIC banks.
  • Mastercard commitED to financially include 100,000 Kenyan micro merchants with Masterpass QR, a simple and secure digital payment solution. It will be introduced through various financial institutions. With it, consumers will be able to pay for in-store purchases by scanning the QR (Quick Response) code displayed at the checkout on their smartphones, or by entering a merchant identifier into their feature phones. Masterpass QR is currently being rolled out in Nigeria, Ghana, Rwanda, Uganda, and Tanzania.
  • Safaricom has issued 16,000 Lipa na M-Pesa cards in the pilot phase of a project that will launch later in the year. The Lipa na M-Pesa card uses pin and chip technology…It is also equipped with Near Field Communication (NFC) (which will) increases the speed at which customers make payments.
  • Verve: A dozen Kenya banks have partnered with Verve International, Africa’s leading low-cost payment network provider, in their push towards interconnectivity, cardless transact ability, and digital payments. Verve, best known as a card issuer has more than 32 million Verve cards and virtual/digital tokens issued across Africa and Verve is used in 19 African countries.
  • Pesapal adds American Express ​Pesapal integrated American Express into its payment platform on February 27, and  AmEx card holders can now use their cards to​ ​transact on any online payment portal that uses Pesapal. This is especially useful for hotels and other companies in the East African tourism space.  Pesapal which is in Kenya, Uganda, Tanzania, Zambia and Malawi and plans to expand to Nigeria in 2018 also offers an online booking engine for Hotels called ReservePort that’s used by Serena and Heritage brands.

Remittances

  • Facebook:  Facebook added international money transfers to its chat app. The service comes via London-based startup TransferWise in the form of a Facebook Messenger chatbot and enables transfers to and from the US, Britain, Canada, Australia, and Europe.
  • Bitpesa:  The company introduced an Africa to China corridor enabling users to send payments from Africa, directly to a Chinese bank account using bitcoin.
  • European choice: How much does it cost to send money from Germany to Kenya?@WehliyeMohamed posted that the global average cost for sending $200 in Q3 2016 was 7.42%, and that It cost him 6.7% to send money to Kenya. Then @MkenyaU answered that it costs 1.5% when he sends €200 from Germany and this reduces to 0.6% when he sends €500. He cautioned that some companies charge zero fees but their exchange rates are horrible as he shared a comparison of a dozen services available to send money from Germany to Kenya.

 

Mobile

  • Safaricom Mpesa: 10-year-old M-Pesa had 6 billion transactions in 2016 and is now in 10 countries – Albania, the Democratic Republic of Congo, Egypt, Ghana, India, Kenya, Lesotho, Mozambique, Romania, and Tanzania. A new feature in M-Pesa will enable users to see the cost of transactions. In the initial phase, customers will be notified of the costs after, and in the second phase customers will receive a pop up message informing them of any charges prior to the transactions, while the third phase will see the service being made available to value-added M-PESA financial products including M-Shwari, KCB M-PESA, Okoa Stima and M-Tiba. The second and third phases of the update will be rolled out in coming months.
  • There have been some calls and reports recommending that M-Pesa be split from Safaricom. This could have happened years ago, but it is more difficult now that M-Pesa is an entrenched and central part of Safaricom today.
  • Tala raised over $30 million in Series B financing, led by IVP and joined by Ribbit Capital.   Tala uses smartphone data to build financial identity ..  mobile app for Android aggregates more than 10,000 different data points on a customer’s device, including financial transactions, savings, network diversity, and geographic patterns, and builds a customized credit score, or financial identity. Tala operates in East Africa and Southeast Asia with its main top markets being Kenya and the Philippines. Tala has delivered more than one million loans totaling over $50 million, and more than one million individuals have accessed the product in East Africa alone. See how Tala compares to other (fintech) / phone-lending apps in Kenya.  Forbes termed this the largest Series B raised by a woman founder in recent memory.
  •  Zeep is a smart and simple mobile platform that helps young people (teens) nurture good  financial habits. They ‘learn by doing’ within the framework of a secure financial environment with guidance from their parents.

Companies to watch

Irish Tech News released a list of 38 Kenya fintech companies to watch in 2017; these include Abacus, BitPesa, Branch, Cellulant, Chura, FarmDrive, Kopo Kopo, M-Changa, Pesapal, Tala and Umati.

Summit

The FT Africa Payments Innovation Summit will take place on 29 March 2017..it will bring together 250 business leaders from various mobile and financial interest groups and explore challenges and opportunities inherent in these developments: from providing greater financial access to un-banked people across the continent to providing new services and opportunities for an emerging middle class.

 

 

Kenya Direct Flights to USA? KQ Outlook

On Thursday, Kenya government officials, led by the Cabinet Secretary for Transport announced that Kenya has been granted Category 1 Status by Federal Aviation Administration(FAA) of the USA. This followed extensive renovation work at the JKIA airport in Nairobi and other aviation improvements. The elevation by one US aviation authority is a welcome step, but it is part of a process towards getting to direct flights, and there will still be more security checks, permissions, and deals to be done with airlines and airports before this comes to fruition.

The last direct flight attempt in June 2009 was halted by the US Department of Homeland Security. The Kenyan Transport minister had even traveled to the US to be on an inaugural flight only for it to be canceled at the last-minute. Delta had planned four flights a week to Nairobi, with a stop in Dakar, Senegal.

The announcement could be a boost for Kenya Airways (KQ), but the initial focus which they have maintained over the years when asked about the US,  is to pursue a code-share partnership, perhaps with Delta Airlines. Under the ongoing KQ restructuring project Operation Pride at the airline, code-shares which involve selling their tickets on partner airlines gets them revenue without having to deploy aircraft.

But once partner flights start, national prestige will force KQ to step in and do the flights themselves. They have the equipment, Boeing 787’s ‘Dreamliners’ that are perfect for direct US flights. The first Dreamliner for Kenya Airways, April 2014, flew from the Boeing factory on the West coast of the US on a non-stop a 16-hour flight to Nairobi, and expectations are to have much shorter flights from the eastern coast of the US, likely to  be Washington DC or New York. After all, rival Ethiopian Airlines  flies to five North American destinations, and there are ample numbers of Kenyans and US tourists and cargo in both directions to justify KQ flights. Perhaps once KQ gets back the Boeing 777-300’s leased out to Turkish Air.

The last direct flights to the US were on defunct Pan Am, which TV anchor Jeff Koinange who  briefly worked as a flight steward on Pan Am and he describes the flights in his autobiography “Through My African Eyes”. That flight appears to have been New York-Dakar-Monrovia-Lagos-Nairobi with a Boeing 747.

Pan Am flights to Africa were rather interesting, as this excerpt from “Life Is an Excellent Adventure: An Irreverent Personal Odyssey”, by  Jerry Funk, shows.