Ten years after NIC pioneered a revolutionary flat fee banking model, they have now launched Move To Now a banking model that makes time-consuming banking experiences more convenient for any customer who can use a computer or smart device. This is represented in faster decision making, likes asset finance loan approval decisions which NIC delivers within 12 hours of application that can also be placed at various local vehicle dealers.
At an event this week, the Group Managing Director and his team highlighted four of the features of MovetoNow including online account opening, online banking, a mobile app and online cheque deposits – all of which can be done without having to visit a bank branch, whether for existing or new customers.
Notably, the accounts are in two types; one being a transactional (pay as you go) model that charges Kshs 30/= per activity done by a customer, or a flat fee of Kshs 800 ($9.41) per month for a bouquet of products. The NIC app has all the features of the online platform as well as others like traffic cameras, movie listings, and the ability to make KRA enquiries and payments.
At the launch of M-Shwari in 2012, the then Immigration Minister spoke of an online platform that banks could access to immediately confirm identities of citizen identity/registration documents and this seems to be what has enabled banks to offer account opening verification by phone.
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