guest post in Swahili, submitted by Uchumi Wetu of NMB – a Tanzanian Bank

WANAHISA wa Benki ya NMB watapata gawio la jumla ya Shilingi 15.7 bilioni kwa mwaka 2009 (dividend payout of ~$11 million), ikiwa ni ongezeko la asilimia 4.7 ikilinganishwa na mwaka uliotangulia.

Mwenyekiti wa Bodi ya Wakurugenzi ya NMB, Misheck Ngatunga, amesema mgawo wa kila hisa kwa mwaka utakuwa Shilingi 31.40 (DPS of $0.02), ikilinganishwa na Shilingi 30 kwa mwaka 2008. Alikuwa anawasilisha ripoti ya mwaka 2009 kwenye mkutano mkuu wa mwaka wa NMB uliofanyika jijini Dar es Salaam mwishoni mwa wiki.

Ngatunga alisema mwaka 2009 ulikuwa wa changamoto nyingi kutokana na kuongezeza kwa ushindani katika sekta za benki pamoja na mtikisiko wa uchumi duniani, ambao ulikuwa na madhara makubwa katika uchumi wa Tanzania kama kwingineko duniani. Aliisifu serikali kwa kuandaa mkakati wa kukabiliana na mtikisiko wa uchumi kwa kuendeleza mfuko wa kuokoa na kusaidia sekta na taasisi zilizoathirika na mtikisiko huo. “Sekta ya fedha ya Tanzania kwa ujumla haikuathirika na mtikisiko huo, na iliendelea kuwa na mtaji wa kutosha na yenye faida. Ingawa athari hizo zilikuwa tofauti kwa kila benki.”Hata hivyo, alisema hali ya uchumi na kushuka kwa viwango vya riba vilichangia kushuka kidogo kwa mapato na faida mwaka 2009, ambapo benki hiyo ilipata faida ya Shilingi 68.04 bilioni (kabla ya kodi) (pre tax profit of $47 million), ikilinganishwa na Shilingi 70.94 bilioni mwaka uliotangulia. Upungufu huo wa faida ni kwa asilimia nne. Wakati huo huo, NMB imedhamiria kuboresha huduma zake na kupunguza msongamo wa wateja katika matawi yake nchini na kuwafikia Watanzania wengi zaidi wanaoshi vijijini.

Katika taarifa yake ya mwaka 2009, benki hiyo yenye mtandao mkubwa nchini imesisitiza kuwa itazingatia zaidi kupunguza muda wa wateja kusubiri katika matawi na ATM, pamoja na kuboresha mikopo. Mwenyekiti wa bodi ya wakurugenzi alisema pamoja na mafanikio mengi yaliyopatikana katika kipindi kipindi cha mwaka uliopita, ikiwa ni pamoja na kuongezeka kwa matawi na mtandao wa ATM kutoka 167 mwaka 2008 hadi 281 (now have 281 ATM machines) mwishoni mwa mwaka 2009, bado wanakabiliwa na changa moto nyingi, ikiwemo tatizo la msongamano wa wateja. “Nina uhakika kwamba uongozi na wafanyakazi wa NMB watafanikiwa kukabiliana na changamoto hizo,” alisema Ngatunga. Alisema NMB inakusudia kupanua zaidi mtandao wa matawi nchini ili kuweza kujikita zaidi katika msukumo wa ‘Kilimo Kwanza’, mpango wa kuboresha uzalishaji wa kilimo na sekta ya mabadiliko kwa nia ya mapinduzi ya kilimo.

Akizungumza katika mkutano huo, Mtendaji Mkuu wa NMB, Bern Christiaanse, alisema mtandao wa matawi ya NMB uliongezeka kufikia 133 mwaka 2009 (133 branches), huku matawi mapya nane yakifunguliwa mwaka huo. Alisema ongezeko hilo ni matokeo ya mkakati wa benki hiyo wa kutoa huduma za kifedha kwa watanzania wengi iwezekanavyo.Kwa mujibu wa taarifa ya mwaka 2009, jumla ya raslimali za benki hiyo zilikua kwa asilimia 20.6 kutoka Shilingi 1,384.3 bilioni hadi 1,669.3 bilioni, wakati ambapo mtaji wa benki ulikua kwa asilimia 20.4 kutoka Shilingi 159,689 milioni hadi Shilingi 192,239 milioni.

Taarifa hiyo iliyowasilishwa kwenye mkutano mkuu wa mwaka wa NMB ni ya pili tangu benki hiyo iwe kampuni ya umma baada ya kuorodheshwa kwenye soka la hisa la Dar es Salaam.
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