Category Archives: Huawei

KCB relaunches M-Pesa loans with zero interest options

KCB has relaunched KCB M-Pesa loans, small value short-term loan product, with zero interest option along with allowing customers to top-up to their current outstanding loans and roll over loans past the one month.

KCB M-Pesa was launched back in March 2015 in partnership with Safaricom, and they are available from the Safaricom SIM toolkit.  The re-launch came after the migration of the service on to a new platform in partnership with Huawei that will process transactions faster and which is more stable.

KCB CEO Joshua Oigara said that the bank was disbursing Kshs 7 billion worth of loans through mobile, an amount that used to be disbursed over six months at their traditional branches. He announced that the platform improved would bring three new changes to the loan product namely; automatic roll forward of loans if a customer was not able to repay in thirty days, customers could not top-up loan until they reach their credit limits(previously they had to repay an existing loan, in order to qualify for a new ones) and customers will pay zero percent (0%) loan interest if they repay loans on the same day. The zero interest loan offer runs from December 18, 2018, to 17 January 2019 and during this period, customers will be able to enjoy one interest-free loan per week as long as the loan is repaid by midnight of the same day.

Also present at the launch were CEO of Safaricom, Bob Collymore, and Kenya’s Cabinet Secretary for ICT, Joe Mucheru.

Huawei Mate 10 Kenya Launch

Huawei has launched its Mate 10, a premium phone in Kenya in conjunction with e-commerce platform Jumia. The company which now sells 140 million phones a year, and aims to power past Samsung and Apple in the global phone sales race, has been in Kenya for 19 years powering base-stations, communications, surveillance, and fibre networks, devices and systems including M-Pesa and will next do intelligent traffic lights starting in Nairobi.

Huwaei’s traditions of innovation, research, engineering, patents and new technology are all seen in the Huawei Mate 10 which is compact than its Mate 9 predecessor, but with the same screen size. The Huawei Mate 10 runs on Android 8.0 and is powered by the Kirin 970, a powerful Huawei-made chipset which enables the artificial intelligence (AI) capabilities for the phone to study the phone user’s habits, and predicts future usage and allocates phone resources to enhance the user experience.

The AI also allows real-time translation on the phone, by voice or of documents, by taking a picture (e.g. of a page of Chinese text) of 50 languages (and counting). This happens on the phone, not in the cloud, and this provides better privacy & security for the user, minimizes data usage and is faster. Huawei has a partnership with camera maker Leica that has seen them enhance photography capabilities; e.g. the Mate 10 camera recognizes millions of images of people, scenes and objects like food being photographed and optimizes the settings to produce better pictures from the combination of two 20X and 12X cameras.

For practical use in many markets, the Mate 10 is a dual SIM phone capable of holding two 4G SIM cards, and the new powerful battery will easily last two days with normal use despite the large screen and fast processing speeds – and a quick charge of the phone for just 20 minutes should be enough to get a full day of use. The Mate 10 has a curved back for easy grip and is spill and dust resistant.

The Mate 10 can be plugged into a screen to work like a desktop for the user to make edits and show items like demos and presentations right from the phone. The split-screen allows true multitasking of functions and the user can still take calls or check social media while working on other projects.

The Mate 10 phone is now available exclusively on Jumia for Kshs 79,999  (~$775) and for the Black Friday sale period, Jumia is offering a free power bank and a Kshs 2,000 shopper voucher. In the coming weeks, there will be more variants of the Mate 10 offered on Jumia, at Safaricom shops and the open market including the Mate 10 Lite phone that will retail for about $500.

Huawei in Kenya

Huawei Kenya held a media briefing at their Kenya headquarters near Lavington. This was refreshing as last year when they were to do a demonstration of the Nairobi Smart Cities project; they scaled it down as soon as they heard the Cabinet Secretary was not going to show up for the event.

Huawei has been operating in Kenya for 19 years since 1998. They have done lots of projects mainly in the telecommunications space; they rolled out networks for Safaricom and Telkom Kenya and also launched the Ideos, the $100 smartphone with Google and Safaricom.

The Huawei Kenya representatives spoke about ongoing projects with the government such as cloud services for the entire Kenya government, roll out of government fibre to all 47 counties, and police security & 4G networks. Since 2015 they also provide the software for M-Pesa for Vodafone to roll out across Africa and the world. They also provide about 2/3 of the infrastructure of Safaricom and also power M-Kopa solar payment systems.

Huawei is a $75 billion company with 180,000 employees (80,000 who work in R&D), and operate in 170 countries. It is entirely employee-owned by 81,000 employees in China while the founder/CEO owns  1.4% of the shares. They have 300 staff working in Kenya and provide about 100 scholarships a year for Kenyans to study in China.

In 2016, Huawei sold 139 million smartphones – (number three behind Apple and Samsung). They work hard to combat the reputation that Chinese means ‘low quality’ and Huawei is the world biggest patent filer, and have been granted over 62,000 patents. They spend over $10 billion a year in R&D – and build their own its own chipsets, batteries, and some phones have three antennas etc. to optimize their phones.